Financial Literacy

During these tough economic times, nearly everyone has been hard hit. Whether through job loss or reduced hours at work, many people have lost income and find themselves strapped for cash. With bills coming in at a steady pace, more and more people are turning to payday loans to keep up with the incessant tide of expenses.

While the ease and convenience of payday loans is hard to match, using them unwisely can lead to long-term debt and exorbitant costs. If you find yourself facing a financial emergency, it’s important to understand how you got here, and how you’re going to prepare in case of future emergencies.

Living Within Your Means

When you’re just starting out in life, getting your first job can be an exciting time. The m

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Back to School

The school year is almost here again. Parents everywhere, rejoice! Soon, your home will be blissfully free of children for seven or eight hours Monday through Friday. Soon, believe it or not, you’ll even start to miss the little buggers. If you’re like most of us, you’ll also be spending a mint on school supplies. From clothes to pencils, paper, and lunchboxes, you’ll be spending a hefty amount for junior to go back to school. And, even after you’ve spent all that money, chances are he’ll come home with several notes from teachers explaining why they need some particular item that you wouldn’t have even thought about buying. Broke already

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New Program! Innovation and Entrepreneurship at Stanford University

Hey graduates! If you were a business major for your undergraduate studies or are interested in business, check out this new certificate program offered by Stanford University:

The Stanford Graduate School of Business will launch a new 20-week evening Program in Innovation and Entrepreneurship in January. Applications for this certificate program are now available.

Aimed at industry participants who do not have an MBA, as well as entrepreneurial graduate students, the non-degree program will expose participants to fundamentals of business and practical aspects of moving a business idea forward. The 60-person program will bring together Stanford PhD and other non-business graduate students with Silicon Valley innovators, scientists, and engineers to gain greater understanding of the pathways to commercializing innovations and to learn general management skills.

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Milwaukee Gets Millions For Foreclosures

Millions of additional federal dollars are heading to Wisconsin to help stop foreclosure damage to neighborhoods.

Milwaukee will receive roughly $2.7 million with other areas of Wisconsin receiving an additional $5 million from the U.S. Department of Housing and Urban Development’s Neighborhood Stabilization Program.

“As your urban neighborhoods go, so go your suburbs, and so forth,” said Uptown Neighborhood Association representative Shar Borg about why people in the suburbs should care about her Milwaukee neighborhood.

The Flip Side of Payday Loans

Payday loans have received a really bad rap, especially in recent times. The idea behind a payday loan, if you’re on of the wise ones who have left them alone, is that you borrow a small amount of money (typically no more than 80% of an average paycheck), accept the fact that you’re going to pay a shitload of interest compared to other loans, and pay the loan back as soon as you pick up your next paycheck.

The reason so many people are up in arms about payday loans is that they do charge exorbitant interest rates and tend to trap people into a cycle of repeatedly borrowing money. The

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Guidelines for Paying College Education

The cost which goes onto hurting you the most after your graduation is your education cost, the money you need for paying for your college tuition fees. This is considered as one the biggest hurdles today for students who want to go to their dream colleges but cannot afford to do so, all because of its fees. The cost for education has severely gone up which has made life difficult for students and their families. However, in the open market there are many people who are willing to help you but most of them are also a part of a scam. This is considered as a part of a scam since they create a pitfall for you because once you’re into it, there is no way out of it .

Family and friends could be your first priority for seeking help. Most individuals seek financial assistance from their relatives and promise to payback the amount upon graduation. Th

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